UWRA takes no position on which health plan is right for any particular person, but we firmly believe that retirees should have the broadest and best possible choices available to them as they make this highly personal decision. Thus, UWRA’s primary goal with regard to retiree health benefits is ensuring that UW retirees have the widest possible choice of plans at a cost that is affordable across all income levels.

• Strategies for controlling and reducing premium cost. We are working closely with the Health Care Authority to:
  • evaluate and assess the shift to Part D prescription drug coverage to ensure that change has desired and positive effects on both costs and benefit levels, and
  • explore additional strategies for controlling or reducing premium costs across all PEBB retiree health plans.
• Collaboration with the Health Care Authority to improve communication and transparency. UWRA continues to strengthen its relationship with HCA staff to ensure that UW retirees’ interests are fully understood and reflected in HCA’s work, by:
  • ensuring that a UWRA representative attends all public meetings of the Public Employees Benefits Board and reports key discussions and outcomes to the board of directors and, where appropriate, the membership,
  • actively participating in the HCA’s Employee and Retiree Benefits Retiree Outreach Group, and
  • providing feedback to the HCA on their communications with retirees.
• Maintaining access to Uniform Medical Plan for all retirees. At this time, there is no active plan to discontinue UMP for Medicare-eligible retirees. In response to stakeholder feedback, the Health Care Authority and Public Employees Benefits Board have withdrawn the proposal to close the plan. To the very best of our understanding, this decision is final.

The UWRA Board has adopted its priorities for the 2025 State Legislative session, as follows:

• Secure a permanent annual cost of living adjustment for recipients of PERS 1 pensions
• Work with the Health Care Authority to find ways to minimize the cost increases in medical insurance premiums for retirees purchasing medical insurance through the Public Employees Benefit Board
• Increase the explicit Medicare subsidy for eligible retirees and their spouses/partner

Your Legislation & Benefits Committee will be providing information on these issues throughout the legislative session.

The State Office of Financial Management released its revenue forecast for the next two biennia last week. Proposed budgets from both houses are now taking center stage. The scheduled last day of the session is April 27. Below is an update on bills that are of interest to retirees. More information on all these bills, as well as directions on how to contact your legislator, can be found at leg.wa.gov.

• SB 5085 – Combines the assets, liabilities, and participants of TRS 1, PERS 1 and LEOFF 1 into one “Legacy Retirement System.” The bill also includes a permanent annual cost of living adjustment (COLA) with a 3% maximum for legacy retirement plan pension recipients. In years when the cost of living exceeds 3%, the amount above 3% would be “banked” as is done for Plans 2 and 3. LEOFF 1 brings a surplus of assets to the combined plan, while TRS 1 and PERS 1 have currently unfunded actuarily accrued liabilities, with those for PERS 1 being greater than those for TRS 1. No new monies are needed to fund this plan. LEOFF 1 has had uncapped COLAs based on actual inflation over the years, and LEOFF 1 pension recipients do not receive Social Security payments. LEOFF 1 and 2 oppose this bill. The bill has passed out of the Senate and had a public hearing in the House Appropriations Committee on March 13.
• HB 2034 – Terminates the current LEOFF 1 retirement plan and creates a “restated” LEOFF 1 plan. Virtually all the surplus assets of the current LEOFF 1 plan would be transferred to the State general fund. The surplus in the current LEOFF 1 plan would not be used to assist PERS 1 and TRS 1. The recipient benefits of the “restated” LEOFF 1 plan would remain essentially the same as those of the current LEOFF 1 plan. The bill was introduced on March 7 and had a public hearing in the House Appropriations Committee on March 13.
• SB 5113 – Provides for a one-time 3% COLA for PERS 1 and TRS 1 pension recipients on July 1, 2025, and thereafter a permanent annual COLA with a 3% maximum. The bill has not had a public hearing in the Senate since January 23.
• HB 1474 – Provides for a one-time 3% COLA for PERS 1 and TRS 1 pension recipients up to a maximum of $110 per month, staring July 1, 2025. The bill has passed out of the House Appropriations Committee and has been in the House Rules Committee since February 26.
• SB 5357 – Spreads the cost to agencies for retirement benefit improvements over a rolling 15 year time period. The bill has passed out of the Senate and is now in the House Appropriations Committee, and had a public hearing on March 20.
• SB 5114 – Requires payment of the full month’s pension amount in the month a recipient dies, regardless of the day of the month the recipient dies. The bill has not had a public hearing in the Senate since January 23.
• SB 5086 – Consolidates the School Employees Benefit Board (SEBB) and the Public Employees Benefit Board (PEBB) and creates the new Washington Employees Benefit Board with two of the 13 members of the new board being retirees. The bill also provides for telemedicine coverage for public employees’ medical insurance. The bill appears to be “dead.”
• SB 5083 – For medical insurance plans covering public employees and retirees, guarantees minimum payment levels for primary care providers, mental health providers and rural critical access hospitals. Requires hospitals that contract with Medicaid to contract with the Health Care Authority and its medical insurance plans and caps their payment levels. The bill has passed out of the Senate and was in executive session in the House Appropriations Committee Monday.
• SB 5044 – Allows collective bargaining over contributions to supplemental retirement plans. The bill moved out of the Senate Labor and Commerce Committee and was referred to the Senate Ways and Means Committee. But it apparently has “died.”
• SB 5158 – Allows the UW to purchase insurance for its intercollegiate student athletes. The bill has passed from the Senate and is now in the House Postsecondary Education & Workforce Committee, scheduled for executive session today.
• SB 8002 – Declares the State Legislature’s opposition to Medicare privatization. Also requests the federal government take action that increases health care equity for Medicare beneficiaries who are deciding between original Medicare and Medicare Advantage programs. The bill has moved out of the Senate and is scheduled for executive session in the House Committee on Health Care and Wellness today.
• SB 5606 – Requires the Long-Term Care Ombuds Program to develop a funding recommendation that provides the program adequate and appropriate funding for the obligations which would be in alignment with the most recent recommendations of the Institute of Medicine. The bill was passed out of the Senate Health & Long Term Care Committee and had a public hearing before the Senate Ways and Means Committee on February 25.
• SB 5691 – Creates a new registration process for Continuing Care Retirement Communities (CCRC) beginning July 1, 2027. The bill also clarifies the statutory authority of the Department of Social and Health Services and the Office of the Attorney General to provide regulatory oversight of CCRCs. The bill also establishes a Senior Independent Living Ombuds program specifically for CCRC independent living residents. The bill has passed out of the Senate and is now in the House, scheduled for executive session in its Health Care and Wellness Committee today.
• SB 5478 – Permits the PEBB to study and, subject to available funding, offer additional insurance products as employee-paid, voluntary benefits. These benefits include long-term care insurance, pet insurance and several others. The bill has passed from the Senate to the House and was in executive session in the House Appropriations Committee late Monday.

March 12 was a significant cutoff for the State legislative session, when most bills needed to pass from the floor of the chamber of origin to continue moving forward. Bills next head to the opposite chamber, starting with committee hearings. The next cutoff date is Wednesday, April 2, when bills will need to advance from policy committees in the opposite chamber. Many bills are now considered “dead” but could come back as amendments to other bills or they may come back as “necessary to implement the budget.” And the new revenue forecast will influence that. The scheduled last day of the session is April 27. Below is an update on bills that are of interest to retirees. More information on all these bills, as well as directions on how to contact your legislator, can be found at leg.wa.gov

• SB 5085 – Combines the assets, liabilities, and participants of TRS 1, PERS 1 and LEOFF 1 into one “Legacy Retirement System.” The bill also includes a permanent annual cost of living adjustment (COLA) with a 3% maximum for legacy retirement plan pension recipients. In years when the cost of living exceeds 3%, the amount above 3% would be “banked” as is done for Plans 2 and 3. LEOFF 1 brings a surplus of assets to the combined plan, while TRS 1 and PERS 1 have currently unfunded actuarily accrued liabilities, with those for PERS 1 being greater than those for TRS 1. No new monies are needed to fund this plan. LEOFF 1 has had uncapped COLAs based on actual inflation over the years, and LEOFF 1 pension recipients do not receive Social Security payments. LEOFF 1 and 2 oppose this bill. The bill has passed out of the Senate and had a public hearing in the House Appropriations Committee on March 13.
• HB 2034 – Terminates the current LEOFF 1 retirement plan and creates a “restated” LEOFF 1 plan. Virtually all the surplus assets of the current LEOFF 1 plan would be transferred to the State general fund. The surplus in the current LEOFF 1 plan would not be used to assist PERS 1 and TRS 1. The recipient benefits of the “restated” LEOFF 1 plan would remain essentially the same as those of the current LEOFF 1 plan. The bill was introduced on March 7 and had a public hearing in the House Appropriations Committee on March 13.
• SB 5113 – Provides for a one-time 3% COLA for PERS 1 and TRS 1 pension recipients on July 1, 2025, and thereafter a permanent annual COLA with a 3% maximum. The bill had a public hearing in the Senate Ways and Means Committee on January 23.
• HB 1474 – Provides for a one-time 3% COLA for PERS 1 and TRS 1 pension recipients up to a maximum of $110 per month, staring July 1, 2025. The bill has passed out of the House Appropriations Committee and has been in the House Rules Committee since February 26.
• SB 5357 – Spreads the cost to agencies for retirement benefit improvements over a rolling 15 year time period. The bill has passed out of the Senate and is now in the House Appropriations Committee, scheduled for a public hearing on March 20.
• SB 5114 – Requires payment of the full month’s pension amount in the month a recipient dies, regardless of the day of the month the recipient dies. The bill had a public hearing in the Senate Ways and Means Committee on January 23.
• SB 5086 – Consolidates the School Employees Benefit Board (SEBB) and the Public Employees Benefit Board (PEBB) and creates the new Washington Employees Benefit Board with two of the 13 members of the new board being retirees. The bill also provides for telemedicine coverage for public employees’ medical insurance. The bill had its first public hearing before the Senate Ways and Means Committee on January 30. The bill appears to be “dead.”
• SB 5083 – For medical insurance plans covering public employees and retirees, guarantees minimum payment levels for primary care providers, mental health providers and rural critical access hospitals. Requires hospitals that contract with Medicaid to contract with the Health Care Authority and its medical insurance plans and caps their payment levels. The bill has passed out of the Senate and is now scheduled for a public hearing in the House Appropriations Committee today.
• SB 5044 – Allows collective bargaining over contributions to supplemental retirement plans. The bill moved out of the Senate Labor and Commerce Committee and was referred to the Senate Ways and Means Committee. But it apparently has “died.”
• SB 5158 – Allows the UW to purchase insurance for its intercollegiate student athletes. The bill has passed through numerous Senate committees and is now in the House Postsecondary Education & Workforce Committee.
• SB 8002 – Declares the State Legislature’s opposition to Medicare privatization. Also requests the federal government take action that increases health care equity for Medicare beneficiaries who are deciding between original Medicare and Medicare Advantage programs. The bill has moved out of the Senate and is scheduled for a public hearing in the House Committee on Health Care and Wellness on March 21.
• SB 5606 – Requires the Long-Term Care Ombuds Program to develop a funding recommendation that provides the program adequate and appropriate funding for the obligations which would be in alignment with the most recent recommendations of the Institute of Medicine. The bill was passed out of the Senate Health & Long Term Care Committee and had a public hearing before the Senate Ways and Means Committee on February 25.
• SB 5691 – Creates a new registration process for Continuing Care Retirement Communities (CCRC) beginning July 1, 2027. The bill also clarifies the statutory authority of the Department of Social and Health Services and the Office of the Attorney General to provide regulatory oversight of CCRCs. The bill also establishes a Senior Independent Living Ombuds program specifically for CCRC independent living residents. The bill has passed out of the Senate and is now in the House, with a public hearing in its Health Care and Wellness Committee scheduled for today.

Today is another cutoff day in the State Legislature. It is the last day for bills to be considered in their house of origin and be passed to the other house of the legislature. Bills with a fiscal impact technically remain alive until the end of the session. With many funding changes anticipated at the federal level and a new revenue forecast due out March 18, nothing is certain yet. Below is an update on bills that are of interest to retirees. More information on all these bills, as well as directions on how to contact your legislator, can be found at leg.wa.gov.

• SB 5085 – Combines the assets, liabilities, and participants of TRS 1, PERS 1 and LEOFF 1 into one “Legacy Retirement System.” The bill also includes a permanent annual cost of living adjustment (COLA) with a 3% maximum for legacy retirement plan pension recipients. In years when the cost of living exceeds 3%, the amount above 3% would be “banked” as is done for Plans 2 and 3. LEOFF 1 brings a surplus of assets to the combined plan, while TRS 1 and PERS 1 have currently unfunded actuarily accrued liabilities, with those for PERS 1 being greater than those for TRS 1. No new monies are needed to fund this plan. LEOFF 1 has had uncapped COLAs based on actual inflation over the years, and LEOFF 1 pension recipients do not receive Social Security payments. LEOFF 1 and 2 oppose this bill. The bill has passed out of the Senate and will have a public hearing in the House Appropriations Committee on March 13.
• HB 2034 – Terminates the current LEOFF 1 retirement plan and creates a “restated” LEOFF 1 plan. Virtually all the surplus assets of the current LEOFF 1 plan would be transferred to the State general fund. The surplus in the current LEOFF 1 plan would not be used to assist PERS 1 and TRS 1. The recipient benefits of the “restated” LEOFF 1 plan would remain essentially the same as those of the current LEOFF 1 plan. The bill was introduced on March 7 and will have a public hearing in the House Appropriations Committee on March 13.
• SB 5113 – Provides for a one-time 3% COLA for PERS 1 and TRS 1 pension recipients on July 1, 2025, and thereafter a permanent annual COLA with a 3% maximum. The bill had a public hearing in the Senate Ways and Means Committee on January 23.
• HB 1474 – Provides for a one-time 3% COLA for PERS 1 and TRS 1 pension recipients up to a maximum of $110 per month, staring July 1, 2025. The bill has passed out of the House Appropriations Committee and is now in the House Rules Committee.
• SB 5357 – Spreads the cost to agencies for retirement benefit improvements over a rolling 15 year time period. The bill has passed out of the Senate Ways and Means Committee and is now in the Senate Rules Committee.
• SB 5114 – Requires payment of the full month’s pension amount in the month a recipient dies, regardless of the day of the month the recipient dies. The bill had a public hearing in the Senate Ways and Means Committee on January 23.
• SB 5086 – Consolidates the School Employees Benefit Board (SEBB) and the Public Employees Benefit Board (PEBB) and creates the new Washington Employees Benefit Board with two of the 13 members of the new board being retirees. The bill also provides for telemedicine coverage for public employees’ medical insurance. The bill had its first public hearing before the Senate Ways and Means Committee on January 30.
• SB 5083 – For medical insurance plans covering public employees and retirees, guarantees minimum payment levels for primary care providers, mental health providers and rural critical access hospitals. Requires hospitals that contract with Medicaid to contract with the Health Care Authority and its medical insurance plans and caps their payment levels. The bill has passed out of the Senate Ways and Means Committee and had its second reading in the Senate Rules Committee on March 7.
• SB 5044 – Allows collective bargaining over contributions to supplemental retirement plans. The bill has moved out of the Senate Labor and Commerce Committee and has been referred to the Senate Ways and Means Committee.
• SB 5158 – Allows the UW to purchase insurance for its intercollegiate student athletes. The bill has passed through numerous Senate committees and is now in the House Postsecondary Education & Workforce Committee.
• SB 8002 – Declares the State Legislature’s opposition to Medicare privatization. Also requests the federal government take action that increases health care equity for Medicare beneficiaries who are deciding between original Medicare and Medicare Advantage programs. The bill had a public hearing before the Senate Health & Long Term Care Committee on February 11. It had its third reading in the Senate Rules Committee on March 10.
• SB 5606 – Requires the Long-Term Care Ombuds Program to develop a funding recommendation that provides the program adequate and appropriate funding for the obligations which would be in alignment with the most recent recommendations of the Institute of Medicine. The bill was passed out of the Senate Health & Long Term Care Committee and had a public hearing before the Senate Ways and Means Committee on February 25.
• SB 5691 – Creates a new registration process for Continuing Care Retirement Communities (CCRC) beginning July 1, 2027. The bill also clarifies the statutory authority of the Department of Social and Health Services and the Office of the Attorney General to provide regulatory oversight of CCRCs. The bill also establishes a Senior Independent Living Ombuds program specifically for CCRC independent living residents. The bill had a public hearing in the Senate Committee on Health and Long Term Care on February 14 and had its third reading in the Senate Rules Committee on March 3. On March 5 it was referred to the House Health Care and Wellness Committee.

The State Legislature is now about halfway through its 2025 session. With many potential funding changes likely at the federal level and a new State revenue forecast due out March 18, nothing is certain yet. Below is an update on bills that are of interest to retirees. More information on all these bills, as well as directions on how to contact your legislator, can be found at leg.wa.gov.

• SB 5085 – Combines the assets, liabilities, and participants of TRS 1, PERS 1 and LEOFF 1 into one “Legacy Retirement System.” The bill also includes a permanent annual cost of living adjustment (COLA) with a 3% maximum for legacy retirement plan pension recipients. In years when the cost of living exceeds 3%, the amount above 3% would be “banked” as is done for Plans 2 and 3. LEOFF 1 brings a surplus of assets to the combined plan, while TRS 1 and PERS 1 have currently unfunded actuarily accrued liabilities, with those for PERS 1 being greater than those for TRS 1. LEOFF 1 has had uncapped COLAs based on actual inflation over the years, and LEOFF 1 pension recipients do not receive Social Security payments. LEOFF 1 and 2 oppose this bill. The bill has passed out of the Senate and is on its way to the House.
• SB 5113 – Provides for a one-time 3% COLA for PERS 1 and TRS 1 pension recipients on July 1, 2025, and thereafter a permanent annual COLA with a 3% maximum. The bill had a public hearing in the Senate Ways and Means Committee on January 23.
• HB 1474 – Provides for a one-time 3% COLA for PERS 1 and TRS 1 pension recipients up to a maximum of $110 per month, staring July 1, 2025. The bill has passed out of the House Appropriations Committee and is now in the House Rules Committee.
• SB 5357 – Spreads the cost to agencies for retirement benefit improvements over a rolling 15 year time period. The bill has passed out of the Senate Ways and Means Committee and is now in the Senate Rules Committee.
• SB 5114 – Requires payment of the full month’s pension amount in the month a recipient dies, regardless of the day of the month the recipient dies. The bill had a public hearing in the Senate Ways and Means Committee on January 23.
• SB 5086 – Consolidates the School Employees Benefit Board (SEBB) and the Public Employees Benefit Board (PEBB) and creates the new Washington Employees Benefit Board with two of the 13 members of the new board being retirees. The bill also provides for telemedicine coverage for public employees’ medical insurance. The bill had its first public hearing before the Senate Ways and Means Committee on January 30.
• SB 5083 – For medical insurance plans covering public employees and retirees, guarantees minimum payment levels for primary care providers, mental health providers and rural critical access hospitals. Requires hospitals that contract with Medicaid to contract with the Health Care Authority and its medical insurance plans and caps their payment levels. The bill has passed out of the Senate Ways and Means Committee and is now in the Senate Rules Committee.
• SB 5044 – Allows collective bargaining over contributions to supplemental retirement plans. The bill has moved out of the Senate Labor and Commerce Committee and has been referred to the Senate Ways and Means Committee.
• SB 5158 – Allows the UW to purchase insurance for its intercollegiate student athletes. The bill has passed through numerous Senate committees and is now in the House Postsecondary Education & Workforce Committee.
• SB 8002 – Declares the State Legislature’s opposition to Medicare privatization. Also requests the federal government take action that increases health care equity for Medicare beneficiaries who are deciding between original Medicare and Medicare Advantage programs. The bill had a public hearing before the Senate Health & Long Term Care Committee on February 11. It is now in the Senate Rules Committee for a second reading.
• SB 5606 – Requires the Long-Term Care Ombuds Program to develop a funding recommendation that provides the program adequate and appropriate funding for the obligations which would be in alignment with the most recent recommendations of the Institute of Medicine. The bill was passed out of the Senate Health & Long Term Care Committee and was scheduled for a public hearing before the Senate Ways and Means Committee on February 25.
• SB 5691 – Creates a new registration process for Continuing Care Retirement Communities (CCRC) beginning July 1, 2027. The bill also clarifies the statutory authority of the Department of Social and Health Services and the Office of the Attorney General to provide regulatory oversight of CCRCs. The bill also establishes a Senior Independent Living Ombuds program specifically for CCRC independent living residents. The bill had a public hearing in the Senate Committee on Health and Long Term Care on February 14 and had its third reading in the Senate Rules Committee on March 3.

The 2025 State legislative session is moving very quickly but nothing will be certain until the end of the session. Below is an update on bills that are of interest to retirees. More information on all these bills, as well as directions on how to contact your legislator, can be found at leg.wa.gov.

• SB 5085 – Combines the assets, liabilities, and participants of TRS 1, PERS 1 and LEOFF 1 into one “Legacy Retirement System.” The bill also includes a permanent annual cost of living adjustment (COLA) with a 3% maximum for legacy retirement plan pension recipients. In years when the cost of living exceeds 3%, the amount above 3% would be “banked” as is done for Plans 2 and 3. LEOFF 1 brings a surplus of assets to the combined plan, while TRS 1 and PERS 1 have currently unfunded actuarily accrued liabilities, with those for PERS 1 being greater than those for TRS 1. LEOFF 1 has had uncapped COLAs based on actual inflation over the years, and LEOFF 1 pension recipients do not receive Social Security payments. LEOFF 1 and 2 oppose this bill. The bill has passed out of the Senate Ways and Means Committee and is in the Senate Rules Committee for a second reading.
• SB 5113 – Provides for a one-time 3% COLA for PERS 1 and TRS 1 pension recipients on July 1, 2025, and thereafter a permanent annual COLA with a 3% maximum. The bill had a public hearing in the Senate Ways and Means Committee on January 23.
• HB 1474 – Provides for a one-time 3% COLA for PERS 1 and TRS 1 pension recipients up to a maximum of $110 per month, staring July 1, 2025. The bill had its first pubic hearing at the House Appropriations Committee on February 6 and executive action was taken February 22.
• SB 5357 – Spreads the cost to agencies for retirement benefit improvements over a rolling 15 year time period. The bill had a public hearing before the Senate Ways and Means Committee on January 23 and is scheduled to be heard in Executive Session on February 27.
• SB 5114 – Requires payment of the full month’s pension amount when a recipient dies, regardless of the day of the month the recipient dies. The bill had a public hearing in the Senate Ways and Means Committee on January 23..
• SB 5086 – Consolidates the School Employees Benefit Board (SEBB) and the Public Employees Benefit Board (PEBB) and creates the new Washington Employees Benefit Board with two of the 13 members of the new board being retirees. The bill also provides for telemedicine coverage for public employees’ medical insurance. The bill had its first public hearing before the Senate Ways and Means Committee on January 30.
• SB 5083 – For medical insurance plans covering public employees and retirees, guarantees minimum payment levels for primary care providers, mental health providers and rural critical access hospitals. Requires hospitals that contract with Medicaid to contract with the HCA and caps their payment levels. The bill has been amended and had a public hearing in the Senate Ways and Means Committee on February 20. It is scheduled for Executive Session on February 27.
• SB 5044 – Allows collective bargaining over contributions to supplemental retirement plans. The bill has moved out of the Senate Labor and Commerce Committee and has been referred to the Senate Ways and Means Committee.
• SB 5158 – Allows the UW to purchase insurance for its intercollegiate student athletes. The bill has passed through numerous Senate committees and is now in the House Postsecondary Education & Workforce Committee.
• SB 8002 – Declares the State Legislature’s opposition to Medicare privatization. Also requests the federal government take action that increases health care equity for Medicare beneficiaries who are deciding between original Medicare and Medicare Advantage programs. The bill had a public hearing before the Senate Health & Long Term Care Committee on February 11. It is now in the Senate Rules Committee for a second reading.
• SB 5606 – Requires the Long-Term Care Ombuds Program to develop a funding recommendation that provides the program adequate and appropriate funding for the obligations which would be in alignment with the most recent recommendations of the Institute of Medicine. The bill was passed out of the Senate Health & Long Term Care Committee and was scheduled for a public hearing before the Senate Ways and Means Committee on February 25.
• SB 5691 – Creates a new registration process for Continuing Care Retirement Communities (CCRC) beginning July 1, 2027. The bill also clarifies the statutory authority of the Department of Social and Health Services and the Office of the Attorney General to provide regulatory oversight of CCRCs. The bill also establishes a Senior Independent Living Ombuds program specifically for CCRC independent living residents. The bill had a public hearing in the Senate Committee on Health and Long Term Care on February 14 and is now in the Senate Rules Committee.

The 2025 State legislative session is moving very quickly but nothing will be certain until the end of the session. Below is an update on bills that are of interest to retirees. More information on all these bills, as well as directions on how to contact your legislator, can be found at leg.wa.gov.

• SB 5085 – Combines the assets, liabilities, and participants of TRS 1, PERS 1 and LEOFF 1 into one “Legacy Retirement System.” The bill also includes a permanent annual cost of living adjustment (COLA) with a 3% maximum for legacy retirement plan pension recipients. In years when the cost of living exceeds 3%, the amount above 3% would be “banked” as is done for Plans 2 and 3. LEOFF 1 brings a surplus of assets to the combined plan, while TRS 1 and PERS 1 have currently unfunded actuarily accrued liabilities, with those for PERS 1 being greater than those for TRS 1. LEOFF 1 has had uncapped COLAs based on actual inflation over the years, and LEOFF 1 pension recipients do not receive Social Security payments. LEOFF 1 and 2 oppose this bill. The bill has passed out of the Senate and is headed to the House.
• SB 5113 – Provides for a one-time 3% COLA for Plans 1 pension recipients on July 1, 2025, and thereafter a permanent annual COLA with a 3% maximum. The bill had a public hearing in the Senate Ways and Means Committee on January 23.
• HB 1474 – Provides for a one-time 3% COLA for Plans 1 pension recipients up to a maximum of $110 per month, staring July 1, 2025. The bill had its first pubic hearing at the House Appropriations Committee on February 6.
• SB 5357 – Spreads payments for retirement benefit improvements over a rolling 15 year time period. The bill had a public hearing before the Senate Ways and Means Committee on January 23.
• SB 5114 – Requires payment of the full month’s pension amount when a recipient dies, regardless of the day of the month the recipient dies. The bill had a public hearing in the Senate Ways and Means Committee on January 23.
• SB 5086 – Consolidates the School Employees Benefit Board (SEBB) and the Public Employees Benefit Board (PEBB) and creates the new Washington Employees Benefit Board with two of the 13 members of the new board being retirees The bill also provides for telemedicine coverage for public employees’ medical insurance. The bill had its first public hearing before the Senate Ways and Means Committee on January 30.
• SB 5083 – For medical insurance plans covering public employees and retirees, guarantees minimum payment levels for primary care providers, mental health providers and rural critical access hospitals. Requires hospitals that contract with Medicaid to contract with the HCA and caps their payment levels. The bill has been amended and will have a public hearing in the Senate Ways and Means Committee on February 20.
• SB 5044 – Covers bargaining over contributions to supplemental retirement plans. The bill has been referred to the Senate Ways and Means Committee.
• SB 5158 – Allows the UW to purchase insurance for its intercollegiate student athletes. The bill has passed through numerous Senate committees and is now in the House Postsecondary Education & Workforce Committee.
• SB 8002 – Declares the State Legislature’s opposition to Medicare privatization. Also requests the federal government take action that increases health care equity for Medicare beneficiaries who are deciding between original Medicare and Medicare Advantage programs. The bill had a public hearing before the Senate Health & Long Term Care Committee on February 11. It is now in the Senate Rules Committee for a second reading.
• SB 5606 – Requires the Long-Term Care Ombudsman Program to develop a funding recommendation that provides the program adequate and appropriate funding for the obligations which would be in alignment with the most recent recommendations of the Institute of Medicine. The bill was heard in Executive Session of the Senate Health & Long Term Care Committee on February 18.
• SB 5691 – Creates a new registration process for Continuing Care Retirement Communities (CCRC) beginning July 1, 2027. The bill also clarifies the statutory authority of the Department of Social and Health Services and the Office of the Attorney General to provide regulatory oversight of CCRCs. The bill also establishes a Senior Independent Living Ombudsman program specifically for CCRC independent living residents. The bill had a public hearing in the Senate Committee on Health and Long Term Care on February 14.

Below is an update on bills that already have been introduced in the 2025 State legislative session that are of interest to retirees. More information on all these bills can be found at leg.wa.gov.

• SB 5805 – Combines the assets, liabilities and participants of TRS 1, PERS 1 and LEOFF 1 into one “Legacy Retirement System.” The bill also includes a permanent annual cost of living adjustment (COLA) with a 3% maximum for the legacy retirement plan pension recipients. In years when the cost of living exceeds 3%, the amount above 3% would be “banked” as is done for Plans 2 and 3. LEOFF 1 brings a surplus of assets to the combined plan, while TRS 1 and PERS 1 have currently unfunded actuarially accrued liabilities with those for PERS 1 being greater than those for TRS 1.  LEOFF 1 has had uncapped COLAS based on actual inflation over the years, and LEOFF 1 pension recipients do not receive Social Security.  LEOFF 1 and 2 oppose this bill. The bill is scheduled for Executive Session in the Senate Ways and Means Committee on Thursday, February 13 at 4:00pm.
• SB 5113 – Provides for a one-time 3% COLA for Plans 1 pension recipients on July 1, 2025 and thereafter a permanent annual COLA with a 3% maximum.
• HB 1474 – Provides for a one-time 3% COLA for Plans 1 pension recipients up to a maximum of $110 per month, starting July 1, 2025. The bill had its first public hearing at the House Appropriations Committee on February 6.
• SB 5357 – Spreads payments for retirement benefit improvements over a rolling 15 year time period
• SB 5114 – Requires payment of the full month’s pension amount when a recipient dies, regardless of the day of the month the recipient dies.
• SB 5086 – Consolidates the SEBB and the PEBB and creates the new Washington Employees Retirement Benefits Board with two of the 13 members of the new board being retirees. The bill also provides for telemedicine coverage for public employees’ medical insurance. The bill had its first public hearing before the Senate Ways and Means Committee on January 30.
• SB 5083 – For medical insurance plans covering public employees and retirees,  guarantees minimum payment levels for primary care providers, mental health providers and rural critical access hospitals. Requires hospitals to contract with the HCA and caps their payment levels. The bill has been amended and was passed out of the Senate and Health & Long Term Care Services Committee on February 11. It now moves to the Ways and Means Committee.
• SB 5044 – Covers bargaining over contributions to supplemental retirement plans. The bill has been referred to the Senate Ways and Means Committee.
• SB 5158 – Allows the UW to purchase insurance for its intercollegiate student athletes. The bill has passed through numerous Senate committees and is now in the House Postsecondary Education & Workforce Committee
• SJM 8002 – Declares the State Legislature’s opposition to Medicare privatization. Also requests the federal government take action that increases health care equity for Medicare beneficiaries who are deciding between Original Medicare and Medicare Advantage programs. The bill had a public hearing before the Senate Health & Long Term Care Committee on February 11.

Below is an update on bills that already have been introduced in the 2025 State legislative session that are of interest to retirees;

• SB 5805 – Combines the assets and liabilities of TRS 1, PERS 1 and LEOFF 1 into one “Legacy Retirement System.” The bill also includes a permanent annual cost of living adjustment (COLA) with a 3% maximum for the legacy retirement plan pension recipients.
• SB 5113 – Provides for a one time 3% COLA for Plans 1 pension recipients on July 1, 2025 and thereafter a permanent annual COLA with a 3% maximum.
• HB 1474 – Provides for a one time 3% COLA for Plans 1 pension recipients up to a maximum of $110 per month, starting July 1, 2025.
• SB 5357 – Spreads payments for retirement benefit improvements over a rolling 15 year time period
• SB 5114 – Requires payment of the full month’s pension amount when a recipient dies, regardless of the day of the month the recipient dies.
• SB 5086 – Consolidates the SEBB and the PEBB and creates the new Washington Employees Retirement Benefits Board with two of the 13 members of the new board being retirees. The bill also provides for telemedicine coverage for public employees’ medical insurance
• SB 5083 – For medical insurance plans covering public employees and retirees guarantees minimum payment levels for primary care providers, mental health providers and rural critical access hospitals. Requires hospitals to contract with the HCA and caps their payment levels.
• SB 5044 – Covers bargaining over contributions to supplemental retirement plans
• SB 5158 – Allows the UW to purchase insurance for its intercollegiate student athletes

The UWRA Board has adopted its priorities for the 2024 State Legislative session, as follows:

• Secure an ad hoc Cost of Living Adjustment (COLA) for PERS 1 participants for the coming budget year.
• Support the Health Care Authority in its exploration and vetting of options to lower premiums in the Uniform Medical Classic Medicare plan, including the possibility of decoupling the prescription drug benefit from the plan and replacing it with a Medicare Part D prescription drug plan and/or advocating for changes to the Social Security Act that impact the ability of self-funded plans to access the full range of available federal subsidies.
• Establish a permanent Cost of Living Adjustment (COLA) for PERS 1 pensions.
• Lower the minimum age for retirement in PERS 2 and PERS 3 to mirror requirements for UWRP participants.
• Support the Health Care Authority’s agency request to change statutory language regarding the explicit Medicare subsidy to explicitly allow the subsidy to apply to prescription drug plans as distinct from medical plans.
• Pursue an increase in the explicit Medicare subsidy, currently set at $183/month/retiree or 50% of the premium, whichever is less.

OTHER AREAS OF ONGOING INTEREST

Although there is no active legislation under consideration, we have a long-term interest in advancing discussion and action related to affordable housing for seniors, and long-term care insurance. We will continue to seek opportunities to raise the profile of these issues among our constituents and lawmakers with an eye toward advancing legislative solutions in future years.

The 2024 State legislative session wrapped up on Thursday, March 7.  Legislation related to UWRA’s priorities has passed. Several items await the governor’s signature, and opposition from the governor is not expected.

• Plan 1 pension recipients can expect a one-time cost of living adjustment (COLA) of 3% up to $110/month starting in July. PERS 2 and PERS 3 pensions already have a built-in COLA.
• The explicit Medicare subsidy of 50% of the monthly premium up to $183/month per subscriber has been maintained and will be included in PEBB calculations of insurance premiums.
• The State will now pay PEBB medical insurance premiums for the entire month in which a recipient dies; however, pension payments will stop on the date of death, as is current practice.

Here is an update on bills in the State Legislature that are of interest to retirees.  Some have not survived in this year’s short legislative session, but some are still “alive.”

• HB 1985 provides a one-time 3% cost of living increase for Plan 1 retirees, with a cap of $110/month.  The bill has moved out of the House and into the Senate, where it was not included in the Senate budget proposal. Its fate likely will be decided in budget negotiations.
• The “month of death” proposal (HB 2013) was pared back by the House of Representatives and replaced by HB 2481, which provides that the State will pay medical insurance premiums for the entire month in which a retiree or beneficiary dies. The retirement benefit would continue only through the date the recipient dies. The new bill had a public hearing on February 20.
• SB 6101 extends licensing and coverage for the “hospital at home” and is still alive.
• HB 2188 would have increased the explicit subsidy for Medicare-eligible retirees enrolled in a PEBB program medical insurance platform from no more than 50% of the medical insurance premium to no more than 60%.  The bill is “dead.”
• HB 1859, which would have granted any resident of a long-term care facility the protections of due process for attempts to discharge the resident, did not make it out of committee and is “dead.”
• HB 2119, which would have protected consumers from garnishment of wages, including pensions, for payment of medical debt, is “dead.”

It’s a short Washington State legislative session this year. Things have moved very quickly and two major cut-off deadlines for bills have already passed. This means some bills have “died.” But some of great interest to retirees are still “alive.” Here’s a brief summary of bills of interest:

• HB 1985 would provide a one-time 3% cost of living increase for Plan 1 retirees, with a cap of $110/month. The bill is still “alive.”
• HB 2013 appears to be “dead” and replaced by HB 2481 which provides that the State will pay medical insurance premiums for the entire month in which a retiree or beneficiary dies. The retirement benefit will continue to be paid only through the date the recipient dies.
• HB 2188 would have increased the explicit subsidy for Medicare-eligible retirees enrolled in the PEBB program from no more than 50 percent of the medical insurance premium to no more than 60 percent. The bill is “dead.”
• HB 1859, which would have granted any resident of a long-term care facility the protections of due process for attempts to discharge the resident, has not made it out of committee and is considered “dead.”
• HB 2119 which would protect consumers from garnishment of wages, including pensions, for payment of medical debt appears to have died.
• HB 2149 which protects consumer information in the “commercial sector” appears to have “died.”
• SB 6101 pertains to extending licensing and coverage for the “hospital at home” and is still be alive.

Among the many bills introduced in the first weeks of the 2024 State Legislative session, here are some that the Legislation and Benefits Committee is following:

• HB 1985 provides for a one-time 3% cost of living adjustment to Plan 1 pensions up to a maximum of $125 per month. This bill had its public hearing on January 15 and may be heard in Executive Session of the House Appropriations Committee on January 25.
• HB 2013 directs that state retirement benefits be paid until the end of the month in which the retiree or beneficiary dies rather than the current practice of paying through the date of death. This bill had its public hearing on January 15 and is scheduled for Executive Session in the House appropriations Committee on January 25.
• HB 2188 increases the explicit subsidy for Medicare-eligible retirees enrolled in the Public Employees Benefit Board program from no more than 50 percent of the medical insurance premium to no more than 60 percent. This bill had a public hearing on January 15.
• HB 1859 would grant any resident of a long-term care facility the protections of due process for attempts to discharge the resident. This bill was scheduled for a public hearing on January 23.
• HB 2119 protects consumers from garnishment of wages, including pensions, for payment of medical debt. This bill had a public hearing on January 17 and is scheduled for Executive Session in the House Committee on Civil Rights & Judiciary on January 26.
• HB 2149 protects consumer information in the “commercial sector.” This bill had a public hearing on January 19.
• SB 6101 pertains to extending licensing and coverage for the “hospital at home” that was first implemented during the Covid-19 pandemic. This bill had its public hearing on January 18.

Three bills of significant interest to retirees had their first public hearing in the State Legislature yesterday. The text of these three bills, their status, and information on how to comment or testify at future hearings can be found at leg.wa.gov.

• HB 1985 provides for a one-time 3% cost of living adjustment to Plan 1 pensions up to a maximum of $125 per month.
• HB 2013 directs that state retirement benefits be paid until the end of the month in which the retiree or beneficiary dies, rather than the the current practice of paying through the date of death.
• HB 2188 increases the explicit subsidy for Medicare-eligible retirees enrolled in the Public Employee Benefits Board program from no more than 50 percent of the medical insurance premium to no more than 60 percent.

Separately, an increase in the amount of the maximum explicit Medicare subsidy from $183 per month to $193 per month is included in the Governor’s supplemental budget.

The Washington legislature started its 2024 session on Monday with a hearing before the House Appropriations Committee on the governor’s requested budget. The UW’s priorities for this short 60- day session are described here.

Bills will move rapidly toward final action.

While Washington has very strict ethics rules prohibiting the use of state resources to lobby, as a citizen you can directly influence the issues that matter to you by expressing your views privately. By signing up with UW Impact, you can learn when UW requests are at a critical juncture and your voice will matter the most. Remember you must not use your UW email address in communicating to support or oppose a particular bill.

The State provides general information  on how to make your views known by submitting written testimony, signing up to testify on bills either in-person or remotely by Zoom, or registering as pro or con on a bill with the committee that’s considering the bill here.

The State also offers tools to identify your legislative district and to find your representatives in the House and in the Senate.

The State Legislature’s Select Committee on Pension Policy (the bi-partisan committee charged with making recommendations to the full Legislature on policy for the state’s pension programs) met December 12. On the agenda was an update on the study of a potential permanent cost of living adjustment for the plans 1 pensions. While no analysis was presented, public testimony was accepted. Staff for the committee from the Office of the State Actuary will be working from now until spring on an analysis of alternatives and their fiscal impact on the state. The Select Committee will begin meeting again in April and the study will be on the committee’s agenda at that time. Among the alternatives likely to be considered is implementation of a cost of living adjustment similar to that provided for plans 2 and 3.

On November 14 the Select Committee on Pension Policy (a joint committee of the State Legislature) voted to recommend to the Legislature a one-time 3% cost of living adjustment with a $125/month cap for recipients of Plan 1 pensions. Legislation must now be introduced in the next State legislative session and passed.

The Select Committee also endorsed changing the “month of death” rule for all State pension recipients so that pension payments would be made for the entire month in which the recipient died, rather than prorated. Action by the full Legislature will be required for this change as well.

The Select Committee on Pension Policy (the State Legislature’s joint committee) will meet at 10am next Tuesday, November 14, to review proposed legislation, take public testimony and vote on a proposal to provide a one time ad hoc cost of living adjustment for retirees receiving a pension under the PERS 1 plan.

The PERS 1 plan is the only PERS plan that does not provide for an annual cost of living adjustment; the Legislature must approve each year’s increase.

Tuesday’s meeting will be held on Zoom.  Public comment will be taken at the meeting or can be submitted before the hearing.  Once the Select Committee makes its recommendation, the proposed legislation will still have to be approved by the State Legislature.  To view committee meetings or access the committee meeting documents, visit the Legislature’s committee schedules, agendas, and documents website.  Instructions for how to register for remote public testimony are here. Registration is now open and will close one hour before the start of the meeting.